Get Pre-Approved for Your Mortgage in Just Minutes!

Whether you are looking to buy your first home, your dream home or an investment property, we are here to serve you with integrity and 27 years of experience. Our office is conveniently located in Eugene, Oregon, but we serve all of Oregon.

Let us help you answer questions and go over your loan options.

Let me introduce myself. I am Tim Tyler, a Mortgage Advisor with Pacific Residential Mortgage!

Get pre-approved for your mortgage in just minutes! 541.556.4134

We offer all loan products:

  • Conventional Loans

  • Jumbo loans

  • FHA/VA and USDA Loans

  • Reverse Mortgage loans for refinance or purchase transactions

  • Renovation Loans

  • Second homes and investment properties up to 4 units

  • Condominiums and Manufactured homes on their own lot

  • Large Acreage is okay

Get in Touch With Me

I can answer all your questions and walk you through your mortgage options.

What Are Today’s Mortgage Rates?

Great question. However, I would need to know something
about you before I can accurately quote you an interest rate. Otherwise, it
would be like calling a doctor and asking what the cure is for your condition
without seeing the doctor to evaluate your health. That is precisely what I do
to make sure the terms of the loan suit your needs.

Book an Appointment Now to Find Out Which Mortgage is Right For You.

Get in Touch with me by calling 541.556.4134

I can answer all of your questions and walk you through your loan options.

15-Year Fixed



30-Year Fixed



5/1 Adjustabe



7/1 Adjustabe



How to Get Approved

Wondering how it all works? Here are a few of the criteria we take into account.

Down Payment

Your down payment is your first stake in your new home.

Credit Score

The better your score, the more likely you are to get a great interest rate.

Employment History

A steady work history tells us how well you’ll be able to meet your mortgage.

Debt-to-Income Ratio

Ratio helps us determine how much mortgage you can afford.

We Also Help Seniors

We help seniors and their families find the best option for them. Reverse mortgage can be the answer to stop the worry and just enjoy living in your own home in your retirement years.

Let’s find out if a reverse mortgage is right for you!

No monthly mortgage payment, except for property taxes, home
insurance and HOA dues.

Supplement your retirement with extra income.

Establish an equity line of credit or take out cash for any reason.

Purchase a home using a reverse mortgage with no monthly payment other than property taxes, home insurance and HOA dues.

What customers say about Your Company

I have worked with Tim for many years. He is very professional, prompt in responding and courteous to my clients. I would highly recommend Tim and his services to any potential client.

Nadine Scott


Tim was marvelous to work with. We bought a house in Eugene four months ago and he was right there with everything we needed quickly and of excellent quality. Couldn't ask for more.

Paul Friedlander

Homer Buyer

Tim was great! We had a couple of unexpected wrinkles but Tim ironed them out like a pro!

Doug P.

Tim has always come through for my clients.

Tony C.

Tim always great to work with. Quick, efficient and has the best interest of his customer at heart.

Naja R.

Tim is very knowledgeable and always friendly!

Jami M.


With nearly two decades behind us as the financier of our clients’ dreams, PacRes brings you the power of a national bank with the insight and care of a local advisor.

The PacRes Pac6 Pledge is a commitment we make together and to you. Since the day of our founding, we have believed that our success as individuals and as a company requires action on six key values.

1.) Excellence. 2.) Trust. 3.) Service. 4.) Drive. 5.) Innovation. 6.) Celebrate.

More About Me

Please allow me to introduce myself. My name is Tim Tyler, and I am a Mortgage Advisor with Pacific Residential Mortgage.

My father told me that if you enjoy what you do, you will never work a day. That has proven true with my mortgage career of 27 years. It has been incredibly rewarding to help so many families buy homes here in beautiful Lane County and in other parts of our great country, and I am so grateful that I get to keep doing what I love.

If you or anyone you know is thinking about purchasing a home either as a primary home, a vacation home to enjoy, or a rental property for investment, I am your man.

I will put those 27 years of experience and expertise to work for you or anyone you refer to me. My knowledge of underwriting guidelines and programs makes me the perfect advocate for you when you are pre-approved for a mortgage.

Buying a home is one of the most important financial decisions people can make. You need an experienced mortgage professional to help you navigate the turbulent waters of the mortgage process. I want to be that mortgage professional.

Please call. You will be glad you did.

I am fortunate to live in the Eugene area of our beautiful state of Oregon. My passions are spending time with family, traveling, self-defense, working out for the body and the mind, golf, and music. I firmly believe that you get out of life what you put into it, and giving back is the best feeling in the world.

I am blessed to spend my life with my life partner of nearly 9 years, Anne, along with her children and a new granddaughter. I have a daughter of my own and 4 beautiful grandchildren. It is a busy yet fulfilling life.


Office: 678 Country Club Rd. Suite 100

Eugene, Oregon 97401

Call 541.556.4134



Pacific Residential Mortgage, LLC. Equal Housing Lender | NMLS-1477.

| Terms subject to change without notice. Qualified borrowers only, credit on approval. This is not a commitment to lend. Call for details. Loans made or arranged pursuant to a California Finance Lenders Law license.

Contents not provided by, or approved by FHA, HUD or any other government agency.

USDA - Some state and county maximum loan amount restrictions may apply.

At the conclusion of a reverse mortgage, the borrower must repay the loan and may have to sell the home or repay the loan from other proceeds; charges will be assessed with the loan, including an origination fee, closing costs, mortgage insurance premiums and servicing fees; the loan balance grows over time and interest is charged on the outstanding balance; the borrower remains responsible for property taxes, hazard insurance and home maintenance, and failure to pay these amounts may result in the loss of the home; interest on a reverse mortgage is not tax deductible until the borrower makes partial or full re-payment. Some state and county maximum loan amount restrictions may apply.

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